Terms and conditions

01Acceptance of terms

By accessing our website or using our services, you acknowledge that you have read, understood and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.

02Description of services

mosam carpentr provides business consulting and financial advisory services, including but not limited to:

• Financial planning and analysis
• Investment advisory services
• Tax consulting and planning
• Business valuation services
• Market research and analysis
• Risk management consulting

03Client responsibilities

As a client, you agree to:

• Provide accurate and complete information necessary for our services
• Cooperate fully with our team and respond promptly to requests
• Pay all fees and charges as agreed upon
• Maintain confidentiality of proprietary methodologies shared with you
• Use our services only for lawful purposes
• Notify us immediately of any changes in your circumstances that may affect our services

04Professional standards

We maintain the highest professional standards and commit to:

• Providing services with professional competence and due care
• Maintaining confidentiality of all client information
• Acting in your best interests within the scope of our engagement
• Complying with all applicable laws and regulations
• Avoiding conflicts of interest, or disclosing them when they arise

05Fees and payment terms

Payment terms and conditions:

• Fees are as agreed in the service agreement or proposal
• Payment is due within 30 days of invoice date unless otherwise specified
• Late payments may incur interest charges at 1.5% per month
• We reserve the right to suspend services for overdue accounts
• All fees are exclusive of applicable taxes
• Refunds are subject to the terms of the specific service agreement

06Intellectual property

Intellectual property rights and restrictions:

• All methodologies, templates and proprietary tools remain our property
• Client data and information remain the property of the client
• Reports and deliverables become client property upon full payment
• Neither party may use the other’s trademarks without permission
• Any improvements to our methodologies based on client work remain our property

07Confidentiality

We maintain strict confidentiality regarding:

• All client information, data and business affairs
• Financial information and strategic plans
• Any proprietary or sensitive information shared with us
• The existence and terms of our professional relationship

This confidentiality obligation survives termination of our services.

08Limitation of liability

Our liability is limited as follows:

• Total liability shall not exceed the fees paid for the specific service
• We are not liable for indirect, consequential or punitive damages
• We are not liable for losses due to a client’s failure to act on our recommendations
• We are not liable for market conditions or external factors beyond our control
• Claims must be brought within one year of the completion of services

09Professional disclaimer

Important disclaimers regarding our services:

• Our advice is based on information provided and market conditions at the time
• Past performance does not guarantee future results
• Investment recommendations carry inherent risks
• Tax advice is based on current laws, which may change
• We recommend consulting legal counsel for legal matters
• Final decisions remain with the client

10Termination

Either party may terminate services:

• With 30 days written notice for ongoing services
• Immediately for material breach of these terms
• Immediately if payment becomes overdue by more than 60 days
• Upon completion of project based services

Upon termination, all outstanding fees become immediately due.

11Force majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control, including natural disasters, government actions, pandemics or other force majeure events.

12Governing law

These terms are governed by the laws of India. Any disputes shall be resolved through arbitration in Hanumangarh, Rajasthan, in accordance with the Arbitration and Conciliation Act, 1996, as amended in 2015.

13Amendments

We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date. Continued use of our services constitutes acceptance of modified terms.

14Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

→Questions about these terms?

• Email: kiran@hiteshmpatelco.store
• Phone: +91 94785 44018
• Address: Behind Water Works, Ward No. 32, Nohar, Hanumangarh, Rajasthan 335523
• UDYAM registration: UDYAM-RJ-16-0014779